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To dispute inaccurate information on your Equifax, Experian, or Trans Union credit report, write to the bureau that supplied the information. In your letter be sure to include:
  • Your full name, first, middle and last and including any applicable suffixes (Jr., Sr., II, etc.)
  • Your complete mailing address
  • Your date of birth
  • Your Social Security number (this is necessary to access your credit report)
  • The name and account number of the creditor and item in question
  • The specific reason for your disagreement with the disputed item
  • Your signature
Mail dispute to:

Equifax Information Services
P.O. Box 740241
Atlanta, GA 30374-0241


Experian
See phone number below.


Trans Union Corporation
P.O. Box 390
Springfield, PA 19064-0390
Or call these numbers for more information:

Equifax 1 (888) 781-8688
Experian 1 (888) EXPERIAN
Trans Union 1 (800) 916-8800


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